forex board, forex board Suppliers and Manufacturers at ...

Question about one of the side bar tutorials

I was reading the foam board tutorial and the forex /plastic card part looks really cool and I would like to incorporate some of these techniques into builds. However, I can't find "forex" as a product, is it the same as the pvc sheets you can buy at home depot?
Also, what material are the plastic cards?
Thanks!
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European Banks - Where Can I Easily Open a Bank Account?

European Banks - Where Can I Easily Open a Bank Account?
Choosing a foreign bank to open an account in is a difficult task. Many details must be taken into account so that you don’t run into failure or problems with account operations in the future.
Today, we have gathered 7 banks that will easily open an account for you (sometimes even remotely) and will not strictly monitor transactions on it.
https://preview.redd.it/s19up259z6951.png?width=3840&format=png&auto=webp&s=0e1b7d2ea22bc9871082ec856f5ab5d7a32d8038
FIO Banka
Country: Czech Republic
Year of foundation: As an online broker - since 1993, as a bank - since 2010.
FIO is the most loyal bank in Europe. There, you can open an account for any type of activity, from FOREX to gambling. There are no extra fees for maintenance or minimum balance and limits. Of course, the FIO does not require documentary evidence of the payments made.
Documents required to open an account:
  • foreign passport and internal passport;
  • company documents;
  • apostille of the Certificate of Incumbency to the corporate director or founder, if the company is older than 6 years;
  • strictly colored scans of all documents;
  • account opening term: 2-3 days
Do I need a personal visit to the bank? Yes. After reviewing the documents by the bank, you need to personally visit the department to verify your identity.
CSOB Banka
Country: Czech Republic
Established: 1964
CSOB Banka is the second largest bank in the Czech Republic in terms of capitalization and one of the most influential banks in Europe. There are no restrictions on dollar payments and a minimum deposit. You can manage your account through the online banking. CSOB is loyal to operations via the account, and does not require confirmation by agreement or invoice.
Documents required to open an account
Personal account:
  • passport or another identity document.
  • confirmation of address.
Corporate Account:
  • apostilled set of legal documents for the company.
If the company is with a nominee service, remote identification of an individual as a director or shareholder is required.
Account opening period: 5-7 days.
Do I need a personal visit to the bank? Yes. After reviewing the documents by the bank, you need to personally visit the department to verify your identity.
Ceska sporitelna
Country: Czech Republic
Established: 1825
Ceska Sporitelna is a very loyal bank that does not require confirmation of each payment made. All financial tasks can be quickly solved with the help of Internet banking.
Documents required to open an account:
  • statutory documents for the company (originals);
  • full extract from the Register without apostille (only for Czech companies);
  • Certificate of Good Standing with an apostille (for 3+ months companies);
  • beneficiary's domestic and foreign passport;
  • certified power of attorney to open an account;
  • a brief description of the business or website URL for online business;
  • account opening period: 7-14 days
Do I need a personal visit to the bank? Yes. After reviewing the documents by the bank, you need to personally visit the department to verify your identity.
MKB Bank
Country: Hungary
Established: 1950
MKB Bank is one of the largest banks in Hungary. An account will be opened for free, if necessary, a plastic Visa or MasterCard will be issued. You can open an account for an offshore company, but MKB will refuse this if the company is registered in a country from the OECD black list. Nevertheless, the MKB is quite loyal to the operations carried out on the account..
Documents required to open an account:
Personal account:
  • passport;
  • trust declaration;
  • power of attorney declaration;
Corporate Account:
  • Charter and memorandum of association of a company certified by a notary;
  • Protocol on the appointment of officers;
  • Certificate of incorporation, certificate of shares and certificate of good condition;
  • Power of attorney;
  • Trust Declaration;
  • Account opening period: 7 days.
Do I need a personal visit to the bank? Yes. After reviewing the MKB package of documents, you must visit Hungary and meet with a bank agent.
BOS bank
Country: Poland
Established: 1991
BOS Bank is a Polish bank. If your company is not older than a year, then account maintenance in the first 18 months will be free. There, you can open an account for offshore companies and any other activities. The bank is loyal to transactions carried out on the account.
Documents required to open an account:
Personal account:
  • passport;
  • polish visa
Corporate Account:
  • extract from the registry translated into Polish and notarized;
  • Account opening period: 14 days.
Do I need a personal visit to the bank? No, the account can be opened remotely.
Bank Zachodni WBK
Country: Poland
Established: 2001
Bank Zachodni WBK is the third largest bank in Poland in terms of assets. The bank is not picky about corporate documents, opens accounts for any kind activities.
Documents required to open an account:
Personal account:
  • passport;
  • polish visa.
Corporate Account:
  • extract from the registry translated into Polish and notarized;
  • account opening period: 14-21 days.
Do I need a personal visit to the bank? Yes. After reviewing the documents by the bank, you need to personally visit the department to verify your identity.
ING Bank Slaski
Country: Poland
Established: 1988
ING is the largest bank in Poland. The bank opens accounts for onshore companies and is loyal to non-resident customers in Poland. You can issue a Visa or MasterCard plastic card.
Documents required to open an account:
Personal account:
  • passport;
  • Polish visa.
Corporate Account:
  • Extract from the registry translated into Polish and notarized;
  • Account opening period: 14 days.
Do I need a personal visit to the bank? No, the account can be opened remotely.
You can learn more about the conditions for opening an account with these banks from Bizonaire specialists. Call us or leave a request on the site chat, and we will contact you ASAP!
https://bizonaire.com/en/blog/article/european-banks-where-can-i-easily-open-a-bank-account---258.html
submitted by Djosd to Bizonaire [link] [comments]

[REVIEW] My First Haul

PK BASF YEEZY BOOST 350 V2 CLAYS
 
Seller: Vicky
Payment Assistance: Zendrian Global Trading
Shipping Agent: Zendrian Global Trading
 
January 5 – Inquire the availability of the shoes and its price in CNY from Vicky’s WhatsApp.
January 6 – Paid Vicky through Zendrian’s payment assistance.
January 7 – Vicky gave the QCs through WhatsApp
January 8 – GLed the pair then Vicky shipped immediately that day.
January 10 – Received by Zendrian warehouse in China
January 17 – Zendrian told me that the package is now available for pickup.
 
Verdict
Seller: My first pair from her. Sobrang bilis niyang mag-reply sa mga inquiry ko. Straightforward lang naman transaction namin. Tinanong ko kung available, price and to be shipped domestically. After that, siya na nagtatanong ng info needed for those. Gaganda ng PK BASF niya imagine GL agad first QC. One more thing, nakadouble box nung sinend niya kay Zendrian. I would love to buy again from her in the future.
Payment Assistance: Mas mura rate ni Zendrian Global Trading kesa SWK. Anyway, mabagal mag-reply and if possible dapat lahat nagawa mo na kung makikipagtransaction ka sakanila like nahulog mo na sa BDO account yung bayad mo and nabigay mo na Alipay account ng seller mo. Since sila palang naman available na murang payment assistance, I would definitely use their payment assistance again in the future unless may bago silang contender.
Shipping Agent: As you can see, almost 7 days bago ko nakuha yung package ko. Medyo pricey with average shipping time and a bad CS. Yung iba 1.5kg yung 1 pair nila sakin 2kg (Yeezys and double boxed din), seems like inconsistent yung weight calculation nila. Paswertehan nalang siguro kung maka1.5 ka or 2kg per pair. Anyway, with this experience, I will not use them again as shipping agent.
 
Price Calculations:
Shoes – 520CNY
Payment Assistance – 7.3946 (BDO Forex) x 1.015 x 520 = 3,903 + 200 = 4,103 PHP
Shipping – 800 PHP / kg x 2 kg = 1,600 PHP + 244 PHP (Lalamove) = 1,844 PHP
Total = 5,947 PHP
 
BUDGET BATCH YEEZY BOOST 350 V2 TRUEFORM & STATIC REFLECTIVE
 
Seller: BMLIN (Yupoo)
Shopping Agent: Ytaopal
Payment Assistance: Zendrian Global Trading
Shipping Agent: Sunwukong/Metro Mercado/Sapo
 
January 6 – Order made in Ytaopal website
January 7 – Ytaopal paid the seller (BMLIN)
January 10 – Received by Ytaopal. Gave me their free QCs
January 13 – Shipped by Ytaopal to SWK’s warehouse in China
January 15 – Received by SWK in China
January 17 – SWK told me that the package is now available for pickup
 
Verdict
Shoes: Ganda ng shoes. It feels great on-foot. However, may mga imperfections lang siya like hindi magkapantay yung stripes and yung pagka-angle niya sa likod ng sapatos. Pero for the price, good quality na siya. You get what you pay for naman.
Ytaopal: Limited yung CS nila which is available only from 9:30AM to 6PM. Also, it’s not available ng lunchtime 12:00PM to 1:00PM. Napakadaling mag-order sa site nila dahil din siguro sa gumawa ng guide (thanks to you!). Anyway, ayoko lang medyo panget yung packing process nila dahil siguro libre lang. Nilagay lang nila yung bawat sapatos sa isang bubble sleeves (4 bubble sleeves in total) then with outer layer na plastic. (for reference) Their CS is not that bad and not that great, but they can do things naman. Like nagrequest ka for QCs this day, expect it na makukuha mo na the next day. Anyway, when it comes to purchasing sa Yupoo, I’ll use Ytaopal again dahil mababa lang fee nila (4%).
Shipping Agent: Halos same CS quality lang sila ni Zendrian but wow, grabe 2 days lang nasa Pinas na agad yung package ko. Yung package in good condition naman, walang sira or whatsoever. Anyway, I would use them again in my next haul dahil napakamura ng rate nila compared kay Zendrian kahit na medyo inconsistent yung shipping time.
 
Price Calculations:
Shoes – 180CNY (Static Reflective) & 160CNY (Trueform) = 340CNY
Domestic Shipping – 30CNY (BMLIN to Ytaopal) + 55CNY (Ytaopal to SWK) = 85CNY
Ytaopal’s Additional Fees – 340 + 85 = 425CNY x 1.04 = 442CNY
Payment Assistance – 7.3946 (BDO Forex) x 1.015 x 442CNY = 3,318 PHP + 133 = 3,451 PHP
Shipping – 580 PHP / kg x 1.5 kg = 870 PHP + 132 PHP (Lalamove) = 1,002 PHP
Total = 3,451 + 1,002 = 4,453 PHP
 
GUCCI ACE BEES EMBROIDERED SNEAKER
 
Seller: Jin (Yupoo)
Shopping Agent: Ytaopal
Payment Assistance: Zendrian Global Trading
Shipping Agent: DHL
 
January 6 – Order made in Ytaopal website
January 7 – Ytaopal paid Jin
January 13 – Received by Ytaopal. Gave me their free QCs
January 15 – Shipped by Ytaopal to DHL
PENDING –
 
Verdict
Shoes: -
Shipping Agent: No to DHL again.
 
Price Calculations
Shoes – 450CNY
Domestic Shipping – 10CNY (Jin to Ytaopal)
DHL Fees – 2.9kg (double box) = 300CNY
Ytaopal’s Additional Fees – 460 + 300 = 760CNY x 1.04 = 790.4CNY
Payment Assistance - 7.3946 (BDO Forex) x 1.015 x 790.4CNY = 5,933 PHP + 67 = 6,000 PHP
Total = 6,000 PHP
 
NOTES:
Vicky’s WhatsApp – +8615892088077
Zendrian Global Trading
BMLIN’s Yupoo
Jin’s Yupoo
Sunwukongph
Ytaopal Guide
submitted by bandosarmadyl to u/bandosarmadyl [link] [comments]

Is Karatbit and Karatbars a scam?

On Tuesday 16th July, just a few weeks ago I was invited to attend a Karatbit, Karatbars/Karatbank presentation. The presentation was touting everything including a blockchain mobile phone. Someone had approached me over the weekend to investigate an investment, they had made with Karatbit/Karatbars. I attended the presentation with some research which, to be honest, was not that favourable to the company but nevertheless still went with an open mind.
KaratBank, a Singapore-based financial organization, has propelled another digital currency that it claims is bound to real physical gold. Is this a progressive thought – or a trick?
KaratBank, an organization located in Singapore, has quite recently declared the dispatch of KaratBank Coins (KBC), another digital currency it said is attached to gold. Be that as it may, not just the cost of gold, as different monetary forms — to real bits of gold: they're embedded in plastic cards or banknotes. In any event, that is the way it appears upon first sight.
KaratBank is a sister company of KaratBars International, located in Germany. KaratBars really sells gold in exceptionally small quantities (like 0.1g to 1g bullions), inserted into plastic cards (Karatbars) or money like notes (CashGold). The notes are famously overpriced: back when 1 gram of gold was $40, the 1g CashGold note cost $65.
As per KaratBank whitepaper, 10,000 KBC can be traded for 0.1g CashGold notes.
The initial coin offering kicked off earlier this year and proceeded until March 21, with the ICO starting March 22 (1 KBC = $0.05), Coin Telegraph reports.
Be that as it may, KaratBars International as an organization is emphatically connected with scams. A basic search for KaratBars on Google returns three connections with the word "scam" in them on the first page. KaratBars was prohibited in Canada in 2014 over an Autorité des marchés agents (AMF) with a Scam warning.
The Canadian government found that KaratBars executes some kind of multi-layered marketing (MLM), or "pyramid" scheme organisation that urged individuals to get new recruits and profit from their sales, promising a return of $15,000 to $136,000 every month.
In any case, Is KaratBank is a different story? All things considered, yes and no. Upon a more intensive look at the organization's whitepaper, one finds the following:
"United States of America citizens, residents (tax or otherwise) or green card holders, as well as residents of Canada, the People's Republic of China or the Republic of Singapore, are not qualified to partake in the KaratBank ICO."
As indicated by the Behind MLM site, the explanation behind this may lie in the way that those nations have actualized strict regulation on ICOs, and KaratBank does not have any desire to have anything to do with them.
"ICOs are not unlawful in the US or Canada. In the US, however, ICOs are ordinarily viewed as securities and require registration with the [Securities and Exchange Commission]," the site reads. "Singapore hasn't prohibited ICOs however it is one of the nations KaratBars International works in through the shell companies KaratPay and KaratBars Singapore. Singapore regulators closing those organizations down would cripple KaratBars International. The board most likely figure it's best not to take any risks."
To work lawfully in any purview, KaratBars International would need to register itself with the proper securities regulator in that jurisdiction, which the organization appears to need to abstain from, raising doubts.
From one's point of view what is disheartening is that blockchain is a great new technology and companies like this seem to mix their existing business with cryptocurrencies. Knowing full well that the general public does not really understand cryptocurrencies, let alone blockchain or Distributed Ledger Technology (DLT). As a blockchain consultant, one feels obligated to pose some questions anyone thinking of getting involved should be asking.
At the presentation, I heard the presenters say “ Karatbars is giving its members the opportunity to buy gold in small quantities. They also encourage you to save in gold instead of paper money. This can easily be done by buying as little as 0.1 gram of gold or 1 gram - 2.5 gram or 5 grams.”
They said members can keep their gold in Karatbars' vault or ask them to send it to you. Cash gold is the most popular form of buying gold as the gold is embedded in a banknote. 24kt gold 99.9% pure makes it easier for anyone to accumulate wealth.
Karatbars is also involved in cryptocurrency and got their own coins, namely KBC and KCB coins. I'm going to get very deep into this, but the main thing to remember is that they say, “these coins are increasing in value and that it is backed by gold”. whereas and another Cryptocurrency is backed by nothing.
As a self-proclaimed proponent of blockchain and a graduate of Digital Forensics, I feel obligated to say a few words about this presentation on Karatbit or at least as a conscious citizen of this global world of technology users. Blockchain is a magnificent emerging technology that can be harnessed to do so many things. But most importantly it is a technology that provides one single source of truth. If groups are using this single source of truth technology to spread untruths, someone concerned must come out to say something. Blockchain is a technology that can put everyone on an even playing field but it seems very few understand it. The individuals with even the fleeting basic understanding can influence the general public perception of cryptocurrencies. This leads me to ask a great quote from a book called Richest Man in Babylon …. “if you want advice on investing in expensive jewels, why would you go to a butcher?”
The following is what the masses are being manipulated to attach their hopes and dreams. It is that “a further drop in the value of Bitcoin and other cryptocurrencies has recently left investors nursing heavy losses. Many proponents are holding out for a new breakout “if their digital assets can go mainstream.”
The most important part of that statement is “if their digital assets can go mainstream”. This made me ask some questions about Karatbit and this is what I came up with.
Something is fishy!! Can someone clarify the following?
Claim 1: Gold mine worth $900 million provides security.
Can’t find any official source as proof.
Reference: https://www.youtube.com/watch?v=TyKQIckXyIU
Claim 2: Backed by a gold mine in Africa
Can’t find any official source as proof.
Reference: https://www.youtube.com/watch?v=d5Q3ZvR4b04
Claim 3: Audit report by MM Revisors for a gold mine in Madagascar
Can’t find proof that MM Revisors exists. Not sure if this report was published by Karatbars Int (can’t find it on their official website), but this is being circulated by some investors as if it were.
Reference: https://karatbars-me.webnode.es/\_files/200000070-01d6002d18/audit.pdf
Claim 4: Karatcoin Bank is a fully licensed crypto bank and is situated in Miami
Can’t find proof that they are registered as a licensed financial institute in Miami, Florida.
Can’t find Karatcoin Bank as a registered corporation, but found Karat Coin Corp.
Reference: http://search.sunbiz.org/Inquiry/CorporationSearch/SearchResults?inquiryType=EntityName&searchNameOrder=KARATBANK&searchTerm=Karatbank
Reference: https://www.youtube.com/watch?v=YXip2Fizz5U&t=152s
Claim 5: Not a pyramid scheme
Karatbit describes this as an affiliate program but clearly is a pyramid scheme at best, see links below;
Canada: https://www.newswire.ca/news-releases/karatbars-quebec-activities-covered-by-prohibition-orders-514201571.html
Namibia: https://economist.com.na/43874/extra/karatbars-international-is-a-scamsays-central-bank/
Netherlands: https://www.afm.nl/en/nieuws/2014/mei/waarschuwing-karatbars
Claim 6: 100KBC = 1g of Gold at $40 per gram (1 KBC = $0.40) (guaranteed)
Total supply = 12,000,000,000 KBC (can’t find figures of circulating, so using supply instead)
Total gold needed to cover buy back of all coins:
12,000,000,000 / 100 = 120 000 000g = 120 tons (South Africa as a whole produced 139.9 tons of Gold in 2017).
Total money needed to buy back all the coins:
120 000 000g x $40 = $4.8 Billion
Can’t find proof that they have 120 tons of gold in storage (or backed up by the mines as claimed) or that they are at least worth $4.8 Billion to buy the gold?
Taking a more conservative approach:
According to icobench.com, they raised $100 000 000 with their ICO from 60% of the total supply.
Let’s assume the 60% of 12,000,000,000 is in circulation. This equals to 7,200,000,000 KBC.
Total gold needed for the buyback of 7,200,000,000 KBC:
7,200,000,000 / 100 = 72 000 000g = 72 tons
Total money needed to buy back all coins:
72 000 000g x $40 = $2.88 Billion
Loss for buying back the KBC that were sold during the ICO:
$100,000,000 - $2,880,000,000 = - $2,780,000,000
A potential loss of $2,78 Billion!!! Or am I taking crazy pills?
Reference: https://www.youtube.com/watch?v=KgeHjhlMfn0
Reference: https://icobench.com/ico/karatgold-coin
Claim 7: This Forbes.com article gives credibility to the KBC coin
This article was written by a Contributor.
Reference: https://www.forbes.com/sites/joresablount/2019/05/31/10-blockchain-companies-to-watch-in-2019/#308b507e543f
There is no traditional editing of contributors’ copy, at least not prior to publishing. If a story gets hot or makes the homepage, a producer will “check it more carefully,” DVorkin said.
Reference: https://www.poynter.org/reporting-editing/2012/what-the-forbes-model-of-contributed-content-means-for-journalism/
“Blogging for Forbes requires being what is commonly referred to as a "self-starter."
So far, nobody has said, "Um, you can't do that," or, "Oh, my God, no!"
Reference: https://www.forbes.com/sites/susannahbreslin/2011/04/06/how-to-become-a-forbes-blogge#231bb9972862
“Warning over 'scammers paradise' as watchdog reveals victims lost £27m to bitcoin, cryptocurrency and forex frauds last year”
• Some 1,850 cases were reported to Action Fraud, a 250% increase on 2017-18
• Victims lost an average of £14,600 - with fewer than 1 in 20 getting money back
• Investors are often initially told they've made a profit
• They are then encouraged to put in more money - at which point the fraudsters run off with their cash
Potential victims have been warned over bogus online 'get rich quick' schemes as it emerged people lost more than £27million to cryptocurrency and foreign exchange scams last year.
Fraudsters promise high returns to those who invest, according to Action Fraud and the Financial Conduct Authority.
Victims lost an average of £14,600 in 2018-19 and stand little chance of getting their money back.
Reports of cryptocurrency and forex investment scams increased by nearly 250 per cent in 2017-18, from 530 to nearly 1,850.
The scams work by criminals promoting get-rich-quick online trading platforms through social media. Posts often use fake celebrity endorsements and images of luxury items like expensive watches and cars.
Beat the scammers:
These then link to professional-looking websites where consumers are persuaded to invest.
Often investors are led to believe their first investment has successfully returned a profit, and are then enticed to invest more money or introduce friends in return for greater profits.
But the returns stop, the customer account is closed, and the scammer disappears with no further contact.
'Anyone handing over their hard-earned cash should make sure they understand what they're getting into, they've checked it's a legitimate investment, and not rely on hype and excitement from friends or social media.
'Investing isn't a get-rich-quick scheme - and anything that uses fear of missing out or requires you to invest before thinking is best to be avoided.'
Those considering an investment to check the following for tips on how to avoid investment fraud at www.fca.org.uk/scamsmart.
Scammers can be very convincing so always do your own research into any firm you are considering investing with, to make sure that they are the real deal.
'It's vital that people carry out the necessary checks to ensure that an investment they're considering is legitimate.
UK consumers are being increasingly targeted by crypto asset-related investment scams.
Certain crypto assets, like Bitcoin and Ether (also known as cryptocurrencies), are not regulated in the UK. This means that buying, selling or transferring these crypto-assets falls outside FCA remit. The same is true for the operation of a cryptocurrency exchange.
However, some types of crypto-asset products may be or may involve regulated investments depending on their nature and how they are structured. For example, firms that sell regulated investments with an underlying crypto asset element may need to be authorised by the FCA to do so.
In recent months, the FCA claims it has received an increasing number of reports about crypto-asset investment scams. Some of them may involve regulated activities, others don’t, but all use similar tactics.
How crypto-asset investment scams work
Cryptoasset fraudsters tend to advertise on social media – often using the images of celebrities or well-known individuals to promote cryptocurrency investments. In this case, laughably they said KaratBit was endorsed by Barak Obama’s sister. Who is she and what does she know about cryptocurrencies and blockchain? The ads then link to professional-looking websites. Consumers are then persuaded to make investments with the firm using cryptocurrencies or traditional currencies.
The firms operating the scams are usually based outside the UK but will claim to have a UK presence, often a prestigious City of London address.
Scam firms can manipulate software to distort prices and investment returns. They may scam people into buying the non-existent crypto asset. They are also known to suddenly close consumers’ online accounts and refuse to transfer the funds to them or ask for more money before the funds can be transferred.
Action Fraud has also issued a warning on cryptocurrency scams.
How to protect yourself
Be wary of adverts online and on social media promising high returns on investments in a crypto asset or crypto asset-related products.
Most firms advertising and selling investments in crypto-assets are not authorised by the FCA. This means that if you invest in certain crypto assets you will not have access to the Financial Ombudsman Service or the Financial Services Compensation Scheme if things go wrong.
The FCA doesn’t regulate crypto assets like Bitcoin or Ether which are vastly the most recognized cryptocurrencies, let alone KBC, they do regulate certain crypto-asset derivatives (such as futures contracts, CFDs and options), as well as those crypto assets I would consider securities. A firm must be authorised by FCA to advertise or sell these products in the UK – check FCA Register to make sure the firm is authorised. You can also check the FCA Warning List of firms to avoid.
You should do further research on the product you are considering and the firm you are considering investing with. Check with Companies House to see if the firm is registered as a UK company and for directors' names. To see if others have posted any concerns, search online for the firm's name, directors' names and the product you are considering.
If you’ve already decided you want to invest in gold, this might not be a bad company to side with. But if you’re just looking for an opportunity to earn a sustainable income and become financially independent, there are better options out there.
submitted by fourfingaz to u/fourfingaz [link] [comments]

Some news you may have missed out on part 104.

-Pakistan to be out of FATF's grey list by September, promises Central Bank
Islamabad will strictly implement the requirements of the Financial Action Task Force (FATF) in order to get out of the money laundering grey list released by the Paris-based body, a senior official of Pakistan's Central Bank said on Wednesday. FATF had previously placed Pakistan on its watch list of countries that need to do more in relation to anti-money laundering and combating the financing of terrorism.
"The FATF challenge has be to be addressed. Pakistan has mandated upon itself to enforce the FATF plan in letter and spirit. Whatever the requirements about the FATF plan are, they will be imposed and Pakistan will be out of grey list by September 2019. FATF is a risk but we are addressing it in the right letter and spirt," said Syed Irfan Ali, executive director for Banking Policy and Regulation Group at the State Bank of Pakistan.
-NAB finds 'proof of massive money laundering' against Sharif family
The Sharif family’s troubles seem set to worsen as reports suggest the National Accountability Bureau (NAB) has found evidence of massive money laundering through which Shehbaz Sharif and his family members accumulated assets in the United Kingdom.
According to sources privy to NAB’s investigation, the illegally accumulated assets are worth Rs85 billion to Rs100 billion and were bought during Shehbaz’s tenure as Punjab chief minister.
They said the evidence found was irrefutable and showed striking similarities with the money laundering and fake accounts case against former president Asif Ali Zardari and other Pakistan Peoples Party leaders.
-US debunks Indian claims of shooting down PAF F-16
Indian claims of shooting down a Pakistan Air Force (PAF) F-16 on February 27 were debunked by US officials as all aircraft are accounted for. Pakistan invited US officials to physically count the F-16 planes after the incident. Some of the aircraft were not immediately available for inspection due to the conflict, so it took US personnel several weeks to account for all of the jets, one of the officials said.
The report stated that two US defence officials with direct knowledge of the matter said US personnel had done a count of Pakistan’s F-16s and found none missing.
-Finance minister rules out further rupee devaluation
Finance Minister Asad Umar on Friday ruled out the need for further devaluation of the Pakistani rupee as the currency stands at equilibrium. “The International Monetary Fund (IMF) has made no demand for rupee devaluation,” Umar clarified categorically while addressing at Pakistan Stock Exchange (PSX) through online video conference. “Today, the State Bank of Pakistan (SBP) has clarified the rupee is standing at equilibrium,” he said. Dismissing reports of further devaluation, he added: “Stop circulating rumors that Asam Umar has said rupee would depreciate to 160 or 180.”
-o
For the Centre for Social Justice (CSJ) in Lahore, Christian children have the right to study the Bible, Hindu children have the right to study the Bhagavat Gita and Buddhist children have the right to study the Vedas. Together with the People’s Commission for Minorities Rights (PCMR), the CSJ held a conference on 29 March in which they adopted a resolution entitled ‘Right to education without discrimination’ demanding the right of minorities to teach their own religion in schools, as guaranteed by Article 22 of the Pakistani Constitution. Currently, only Islam is taught in schools.
-China’s BeiDou Navigation System Will be Able to Replace GPS in Pakistan Soon
Pakistani military reliance on the US-owned Global Positioning System (GPS) will be reduced after the use of China’s Beidou satellite navigation system which is projected to achieve global coverage by 2020. This was the crux of background discussions between former military officials and telecom experts.
Beidou is the world’s fourth space-based navigation system, following GPS by the United States, GLONASS by Russia and Galileo by the European Union. According to experts, the satellite-based system plays a vital role in the modern world, especially during wartime.
-PM Imran Khan announces unprecedented 10 years development package for tribal districts
Prime Minister Imran Khan has announced a ten-year special development package for tribal districts. Addressing a big public meeting at Jamrud, Khyber district this evening, he said one hundred billion rupees will be spent on the development of tribal areas each year. He said health, education and sports facilities in tribal areas will be enhanced.
-SBP’s Forex Reserves Cross the $10 Billion Mark
The foreign exchange reserves of State Bank of Pakistan (SBP) have crossed the $10 billion mark by March-end. During the week that ended on 29 March 2019, SBP received inflows of RMB 15 billion (equivalent to US$2.2 billion) as proceeds of the loan obtained by the government of Pakistan from China. After taking into account outflows relating to external debt and other official payments, SBP reserves increased by $1.931 billion during the week.
-Benami Properties: FBR takes an unprecedented step
Federal Board of Revenue has established three Benami Zones at Karachi, Lahore and Islamabad for enforcement of Benami Transaction (Prohibition) Act, 2017. In a press release issued today (Thursday), it was said after examination of available information FBR Benami Zones Karachi and Lahore have issued show cause notices in six cases of Companies holding shares and immovable properties as Benamidar.
-Ministry of Finance proposed to amend Foreign Exchange Regulations Act in Pakistan
Ministry of Finance has proposed to amend the Foreign Exchange Regulations Act 1947 to prevent illegal foreign exchange transactions. Under the proposal, the previous act will be updated with an amendment act to empower the State Bank of Pakistan to regulate foreign exchange regime in the country more effectively.
It said proposed amendment has been approved by the Federal Cabinet and transmitted to Parliament for enactment. The measure is a part of government's efforts to enhance the transparency of financial transactions.
-KP government launches 'Pink Bus Service' exclusively for women
Khyber Pakhtunkhwa government launched on Thursday ‘Pink Bus Service’ exclusively for women in Mardan. A spokesman of the project told our Peshawar correspondent that a total of seven Pink Buses will ply in Mardan. There are fifteen bus stops each facilitated with the solar panels.
-Pakistan makes a new offer to Iran, FTA in works
Pakistan has invited Iran for talks on a free trade agreement (FTA). Pakistan has proposed that talks could be held on April 23-24 in Pakistan. The report added that lack of direct banking channel between the two countries is the main hurdle in finalizing the free trade agreement.
-Govt Mulling to Withdraw 10% FED on 1,700cc Vehicles: Abdul Razaq
The government is considering to withdraw its decision of imposing 10% federal excise duty (FED) on cars with engine capacities exceeding 1,700cc. The Senate’s Standing Committee on Industries and Production, on Wednesday, was informed that the 10 percent FED imposed on locally manufactured cars and SUVs, having engine capacity exceeding 1,700cc, would be withdrawn soon.
-Govt to Crackdown Against High Medicine Prices & Launch An Online Price Portal
The federal government has ordered a crackdown against pharmaceutical companies that are illegally increasing medicine prices. Minister for National Health Services (NHS), Aamer Mehmood Kiani, ordered an operation against such firms on Wednesday.
“Though the Drug Regulatory Authority of Pakistan (DRAP) deals with the matter, as a government representative, I consider myself responsible for providing relief to the masses and answerable to them. I am personally looking into the matter and would not tolerate an illegal and unauthorized increase in the prices of medicines,” the minister said.
-Pakistan’s First Environment Friendly Food Festival to Start on 5th April
To discourage single-use plastics and promote sustainable food consumption, WWF-Pakistan is organizing the country’s first environmental-friendly food festival in Karachi. The festival, ReFest, aims to reduce food waste and raise awareness about eating food in a responsible way as well as adopting sustainable practices in our daily lives such as reduced use of single-use plastics. The theme of the festival is to spread awareness about the cause and enjoy the festivals responsibly, as per WWF, festivals were one of the reasons of over-littering due to massive use of single-use plastic in food festivals. The idea is to promote a sense of responsibility among citizens about how we can enjoy and be responsible at the same time.
-Gilgit is Getting a Dedicated Tourism Police Division
Gilgit-Baltistan Inspector General of Police (IGP) Sanaullah Abbasi said that a special tourism force will be formed in the region to ensure the safety of national and foreign tourists. He also told that the GB government will deploy 700 personnel for the protection of the China-Pakistan Economic Corridor route. The special tourism force called, “Tourism Police Division” will be set up on the model of Malaysia and Thailand.
-PM takes part in Hyderabad University’s Groundbreaking Ceremony.
The project is projected to complete within 3 years, with over Rs. 2 billion as the estimated cost. The land for building the university has been marked in Kohsar. A bill will be passed from the National Assembly for the construction of the university. The name of the university has been decided as “Federal Urdu University Hyderabad”.
-Facebook Launches Its Innovation Lab Platform in Pakistan
Facebook and Pakistan’s Ministry of Information Technology along with the National Technology Fund (IGNITE) launched the first Facebook Innovation Lab located in the National Incubation Centre (NIC) at the Lahore University of Management Sciences (LUMS). The launch event, held on Wednesday, April 3, 2019, was attended by several thought leaders from across the world who came together and debated on issues such as women and technology; the impact that VR has on social good and impactful ways to harness technology for social good.
-UN Adopts Pakistan Sponsored Resolution Against Islamophobia
The United Nations General Assembly (UNGA) unanimously adopted a resolution on Tuesday strongly condemning acts of violence and terrorism against religious minorities.mThe resolution, titled ‘Combating terrorism and other acts of violence based on religion or belief’ was moved by Turkey and co-sponsored by Pakistan.
Through this, the UNGA condemned the atrocious terrorist attack targeting Muslims during Friday prayers in two mosques at Christchurch, New Zealand this month, while offering deepest condolences to the victim families.The UN assembly called for the protection and promotion of freedom of religion and belief while developing a domestic environment of religious tolerance, respect, and peace.
-Government announces changes for new budget
With the new budget coming up, the Pakistan Tehreek-e-Insaf (PTI) government announced on Tuesday its first tax amnesty scheme on hidden domestic and offshore assets – in an attempt to boost the sinking tax revenue.
Besides, the government announced that it would stop the unchecked outflow of dollars through foreign currency accounts, declaring its intention to amend laws to link the outflows for investment with the approval of the authorities. “An asset declaration scheme will be announced before the budget,” Finance Minister Asad Umar told journalists.
-First ever Pakistani international tourism corner opens in Europe
Pakistan has opened its first International Information Tourist Corner in Belgium to offer Europeans Pakistan’s unique culture, stunning scenic view of its northern areas and the traditional lifestyle of mountain people. Launched jointly in collaboration with the Embassy of Pakistan in Brussels and Tribes, a Dutch Company established in Brussels, the tourist corner is the first-ever initiative by the Pakistani mission in Belgium to promote tourism in Pakistan
-Asad Umar hints at withdrawing tax exemptions for elite
Finance Minister Asad Umar on Tuesday hinted at withdrawing tax exemptions being availed by the elite and also announced a drastic reduction in the number of withholding taxes from the next budget including the tax on banking transactions being paid by non-filers of tax returns.
The minister expressed these views at the launching ceremony of a book, ‘Growth and Inequality in Pakistan – Agenda for Reforms’. The book has been written by Dr Hafiz A Pasha whom Umar described as Pakistan’s number one economist. Friedrich Ebert Stiftung – a German institute – has financed the book under the theme of ‘Economy of Tomorrow’. The book discusses almost every important aspect of Pakistan’s economy and carries a detailed chapter on elite capture of the state.
-PM Imran Khan to perform ground breaking of two Naya Pakistan Housing Programme sites
Prime Minister Imran Khan is expected to perform the ground-breaking ceremony of two housing projects in Islamabad and Quetta later this month. Both projects are part of PM Khan’s ambition of Naya Pakistan Housing Program (NPHP) under which he promised to deliver 500,000 low-cost residential units to the underprivileged faction of the society.
-PM Khan announces economic corridor between KP Khyber and Afghanistan
PM Imran Khan has announced formation of economic corridor between KP Khyber and Afghanistan for improving trade and economic activities in the region. PM Khan announced that he has issued directives for the Torkham border with Afghanistan to be kept open 24/7 in order to facilitate business and trade for locals.
-First woman principal appointed at K-P police training centre
A police training centre in Khyber Pakhtunkhwa’s (K-P) Mansehra has appointed a woman principal – a first for the province. Sonia Shamroz, an MBA in human resource management and an 18-grade officer, termed her appointment to the billet as a matter of great pride for her family and herself.
-Pakistan expected to get significant export orders at Istanbul fair
Pakistan Consul General in Istanbul Bilal Khan Pasha has said that the auto industry of Pakistan, especially the manufacturers of auto and tractor parts, tyres and tubes, has the potential to make inroads into the Turkish market.
“Turkish automakers and Pakistani engineering companies are negotiating to form joint ventures; in the next phase small and medium enterprises of the two countries will enter into partnerships,” Pasha said while talking to The Express Tribune on the sidelines of the Automechanica exhibition, which kicked off in Istanbul on Thursday. “This year, Pakistani companies manufacturing auto and tractor parts as well as tyre tubes are expected to get significant export orders at Automechanica, which will help increase non-traditional goods export from Pakistan to Turkey,” the consul general said.
-PM Imran urges lawmakers to share meal with homeless at govt shelters
Prime Minister Imran Khan on Saturday urged lawmakers to visit the homeless at government shelters and “share a meal with the people using them”.
The premier asserted that this practice will sensitise public representatives to issues faced by the bottom tier Pakistani society. “In the coming months I will personally monitor effectiveness of our poverty alleviation jihad,” the prime minister went on to add in a tweet.
submitted by FashBasher1 to pakistan [link] [comments]

mnage berkowitz

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Apple Card Review: A (Mostly) Rewarding Way to Pay

I spent a few days hopping around New York City last week, trying to keep my wallet in my pocket. It wasn’t that I was on a tight budget. But I was testing the Apple Card, the new credit card from Apple, and according to its reward program, that’s the most lucrative way to shop.
Introduced back in March, the Apple Card is now generally available to anyone with an Apple mobile device who wants to apply.
If you use the Apple Card via the wireless, contactless Apple Pay system that is becoming increasingly popular with iPhone owners and businesses alike, you get a fairly generous return on every purchase of 2% cash back, no strings attached. That’s a bonus which lines up with the best credit cards around, from major issuers like JP Morgan Chase and Bank of America.
So when I grabbed a cup of coffee and a cookie at a cute bakery on the Upper West Side, for example, paying with the Apple Card through my iPhone earned me an almost immediate refund of 11 cents on my $5.63 purchase. (The cookie was good, too.) Later, after traipsing around on a hot summer day, I picked up a $2.87 bottle of water at CVS, also using wireless Apple Pay. Along with the hydration, I scored 6 cents cash back.
A big difference between this credit card and its competition is that unlike other rebate cards, the Apple Card’s cash reward appears almost immediately after the purchase is processed. To access these funds, you simply open the Wallet app on your iPhone, which is the home of Apple Card itself, showing your current balance, recent transactions, and other info updated in almost real time. The Wallet app also displays your “Daily Cash Balance.” These funds can be spent like a debit card on purchases using the digital Apple Pay Cash card, sent to a friend via Apple Pay, or even used to partially pay off the balance on your Apple Card.
There’s another, better benefit to using the Apple Card: Paying for purchases from Apple using the digital credit card earns 3% cash back. For example, my family’s $5 per month _New York Times_cooking app subscription now brings back 15 cents each month. And the $120 a year I pay for a family iCloud storage plan earns $3.60 in rewards. And if I decide finally to upgrade my aging MacBook Pro with the rumored 16-inch model coming later this year (please revamp the keyboard, Apple!), the cash back perk will be even more substantial—$90 on a $3,000 purchase, for example. There’s no other way to get such high rebates on purchases directly from Apple (though some cards affiliated with retailers like Target and Amazon will give 5%, if you’re buying Apple hardware sold at those outlets).

Taking a swipe at other cards

When using the Apple Card at establishments that aren’t set up for app-enabled, contactless payments, things get markedly less magical. To start, you have to pull the (admittedly cool looking white, titanium) Apple Card out of your wallet—and that can be a drag. Then, the rebates drop to just 1%, lagging competing cards.
A fair counterpoint, however, to the meager 1% cash back on physical card swipes is that Apple also forgoes fees that other cards charge. Apple Card has no annual, over-limit, late, or foreign exchange fees. And that’s great, because those can add up. For instance, imagine if I spent $1,000 over the course of a month on a competing card to get $20 cash back, instead of the $10 I’d get from swiping my Apple Card. Every other credit card I know of charges late fees—and one $35 late fee would quickly wipe out that $20 cash back reward, and then some. Foreign exchange fees can also add up quickly (though there are other credit cards, particularly those affiliated with airline rewards programs, that also forgo forex fees).
Assessing whether the Apple Card makes financial sense for you, therefore, requires making assumptions about how much you spend with Apple (including all your iTunes purchases and subscriptions), how often you’re able to use mobile payments, and how often you typically trigger the fees that Apple doesn’t charge.
For me, it certainly makes sense for all my Apple purchases and when I’m paying via mobile. But Apple also just added Uber as 3% rebate partner—a perk for its cardholders—and future partnerships like this could make the Apple Card more attractive at more businesses.
Even when you’re not rebate hunting or avoiding fees, the Apple Card feels like a futuristic, if long overdue upgrade to spending on plastic in the 21st century.
The application process, within the Wallet app on an iPhone or iPad, takes just a few minutes and, if you’re approved, the card is added as an option in Apple Pay immediately. The white, titanium physical card is optional, but came via FedEx within a few days after I requested one. Activating the card was as simple as holding it near my phone with the Wallet app open.
Every transaction quickly appears listed in the Wallet app on my iPhone, with a categorization (like “transportation” or “food and drink”) along with the rate of cash back I received (3% for spending with Apple, 2% for mobile payments, and 1% for everything else). Tap on any transaction, and Apple shows on a map exactly where you made the purchase. For some stores, like that CVS where I got the water, there’s even a deeper link, with all kinds of info about the business, like the phone number, hours of operation, and customer reviews. Apps for my other credit and bank cards aren’t nearly so nimble.
With a couple of teenagers out in the wild using our family credit card, it can be hard to identify who spent what where, with the typically meager information provided by the credit card company, so the geo-location info is fantastic. Of course, I can’t yet opt to switch the whole family to the Apple card—there’s no option yet to add additional cardholders to my account (a feature available with every other card I’m aware of).
Another potential perk: Apple has committed to not share cardholders’ spending data with marketers, a promise partner Goldman Sachs has also agreed to.
But there is a downside to that privacy policy. As a result of refusing to share data, information that goes into the Apple Card doesn’t come out. That means there’s no way to see it on the web or share it with other financial apps, like Mint or Personal Capital, that can help you budget and track spending across multiple bank and credit card accounts. There also doesn’t appear to be any way to generate an annual report, a helpful tool for tax preparation, though Apple could always add that feature later.
Another thing that could be added to the Apple Card later is discoloration, apparently. A close reading of the card’s care instructions has prompted concern that its white, titanium material may lose its luster when housed in leather wallets, or after rubbing against other cards. But after my initial week of Apple Card use—mostly through the app, which provides the best incentives—I can report that my “plastic” remains pristine.
With version 1.0 of the Apple Card, it’s a little hard to square the product with Apple CEO Tim Cook’s assertion of “the most significant change in the credit card experience in 50 years.” But for people who spend a lot with Apple, it’s a solid addition to your wallet—at least your mobile one.

More must-read stories from Fortune:

—[A rare tech company where women dominate
](https://fortune.com/2019/08/21/thirdlove-tech-diversity-women/)—Walmart CEO: VR training helped save lives in the El Paso shooting
—Can Apple afford to make its streaming video service free?
—How to compete with technology in the [age of automation
](https://fortune.com/2019/08/18/job-replaced-by-automation-artificial-intelligence-ai/)—[Disney’s streaming service](https://fortune.com/2019/08/19/disney-streaming-service/) won’t be available on the most popular streaming devices
Catch up with Data Sheet, _Fortune_‘s daily digest on the business of tech.
* More Details Here
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GENERAL OVERVIEW OF BORSER ICO PROJECT

GENERAL OVERVIEW OF BORSER ICO PROJECT

https://preview.redd.it/z3jf451x7nw21.png?width=1024&format=png&auto=webp&s=f284e14c1eec575c5b3d19adc7018f09b9f0b790

GENERAL REVEIW

Börser іѕ а cryptographic money maintained bу offers оf Börser S.A. Börser іѕ thе consequence оf united framework exhibiting, capital markets, crowdfunding, аnd cryptographic forms оf money together, thеѕе offer thе watchful business person оr monetary authority thе opportunity tо exploit а market worth wеll оvеr $1 trillion.

Thе Current Issues

Wе nоw hаvе conditions whеrе mаnу trap crypto stages аrе generally ordinary, аnd thе majority оf crypto money related authorities аrе worried, unsophisticated theorists wіthоut thе data оf hоw tо interpret thе trap crypto adventures frоm thе authentic ones.A nonattendance оf rule іn thе market аnd exchanges hаѕ іn lіkе manner mаdе а condition whеrе thеrе іѕ nо trust substance tо endorse thе substantial number оf nеw digital currency based thіngѕ thаt аrе entering thе business focus оnсе реr day.Trusted аnd definite information diverts thаt саn fill іn аѕ considerable wellsprings оf educational аnd enlightening substance fоr thе unsophisticated, retail money related experts аrе missing, higher withdrawal charges, аnd ѕо fоrth аrе distinctive issues vаrіоuѕ crypto fans аnd blockchain customers аrе bу аnd bу gоіng uр against.High trade charge аftеr а viable trading іѕ аnоthеr test оn thе cryptographic money exchanges, thе nonappearance оf security, liquidity, аnd ѕо on.
Whаt іѕ thе lаѕt item? Vаrіоuѕ digital currency vendors hаvе lost аrе uр ’til nоw losing money іn thе crypto feature.
https://preview.redd.it/zvy46bxx7nw21.jpg?width=733&format=pjpg&auto=webp&s=9dc6ffa7ae487606d80e8257a4df7fe2be0eba55

THE ARRANGEMENT OFFERED BY BORSER

Börser іѕ thе holding association whісh offers іtѕ customers thе empowering opportunities tо tаkе аn interest іn thrее раrtісulаr exercises (associations). Thеѕе аrе isolated аnd elucidated underneath:

Mi Money Road

Thіѕ assignment оf Börser mаkеѕ а distinguishing strength оf giving bеѕt quality monetary organizations rесеntlу held fоr genuine associations, tо thе lіttlе examiner. Mi Money Road gоеѕ аbоut аѕ accomplice adventure focus point, giving lіttlе examiners accomplice display оf fiscal organizations earlier held јuѕt fоr genuine associations аnd monetary pros. In order tо diminish costs аnd affirmation thе majority оf thе budgetary master clients approach adjusted quality trading signals, forex, аnd stock business аnd mоrеоvеr administered records, Börser moved Mi Money Road tоwаrd а framework publicizing foundation style organization.

CrowdingFunds:

Börser gіvеѕ а blockchain-based crowdfunding stage fоr money related experts whеrеvеr аll thrоugh thе world. Crowding funds іѕ thе fіrѕt crowdfunding stage gеttіng а handle оn exercises frоm whеrеvеr аll thrоugh thе world bу uѕіng thе beginning coin offering (ICOs) sponsoring strategy. Wіth crowdfunding, Börser kерt аn eye оn thе issue оf crowdfunding stages simply modifying associations іnѕіdе thеіr region bу relying uроn blockchain advancement. Business visionaries wоuld nоw hаvе thе capacity tо mаkе thеіr оwn оnе оf а kind token uѕіng thе selective cryptographic money аnd dispatch ICOs tо potential theorists uѕіng Börser’s stage.

X-Change:

Thе exchange empowers clients tо perfectly move Börser’s cryptographic money іntо fiat money fоr аn іn reality lоw charge. Börser hаѕ watched оut fоr thе repayment issue bу pushing X-Change whісh саn support smooth, rіght аnd cost-capable exchange bеtwееn fiat money аnd Börser’s cryptographic money. Wіth X-Change, уоu wіll іn аll probability mаkе а virtual wallet аnd association іt tо а plastic tо trade cash effectively аnd tо nо detriment. Börser conjointly offers modified coordination tо X-Change whісh recommends thаt bу making ICOs оn thе Börser’s stage, уоu саn еvеn hаvе уоur tokens thuѕ intertwined іntо X-Change.

Börser offers а huge extent оf opportunities tо business visionaries аnd theorists whеrеvеr аll thrоugh thе world. All trades wіthіn іtѕ 3 associations аrе dead wіth thе hеlр оf Börser’s digital currency: bу requiring thе usage оf іt fоr еvеrу nеw ICO уоu create аnd еvеrу hypothesis уоu tаkе аn interest in, Börser wіll guarantee thе relentless growing worth оf іtѕ cryptographic money, making reliability аnd dealing wіth thе issue оf thе erratic crypto promote.
Thе astounding аnd indisputable model оf Börser engages іt tо mаkе а system thаt wіll grasp Börser’s digital money ensuring іtѕ unending improvement аnd gathering fаr аnd wide.
Inѕtеаd оf giving inadequate responses fоr individual issues, thе thought uѕеd аt Börser grasped аn unprecedented, immense picture approach. Bу making а holding association аnd а digital money, Börser hopes tо misuse thе crypto impact јuѕt аѕ offer а broad, straightforward reply answer fоr аn entire display оf existing issues, related wіth nеw organizations, financial markets аnd mоrеоvеr thе crypto space itself. Börser іѕ а holding association, bеfоrе long holding ideas tо thrее separate affiliations, еvеrу single giving response fоr significant cash related issues.

Börser Official Resources :

Website : https://borser.c
Whitepaper: https://borser.cdocs/whitepaper.pdf
Bouty0x ID : Sakaleyn
submitted by ceydakaraelma to ico [link] [comments]

FAQ ー Telcoin

FAQ ー Telcoin

FAQ | White Paper

https://preview.redd.it/m3ryzxz5cts11.jpg?width=5000&format=pjpg&auto=webp&s=28e45d995ae9eb85ae9e3800f12e1986cc8e098f
What is Telcoin?
Telcoin is a new currency distributed and accepted by mobile operators, aiming to facilitate financial inclusion via payments, remittances, credit, and various financial services on the blockchain.
How does Telcoin work?
Mobile money subscribers will have the ability to buy/sell/send Telcoin to other mobile wallets using their mobile operators as an intermediary. Telcoin will be distributing a predetermined number of tokens to telecom partners, based on their level of adoption (see Issuance Model in the whitepaper).
How does one acquire Telcoin?
Telcoin ICO is over and can be acquired by purchasing on exchanges or from your mobile operator (Q1 2019). Please refer to Coinmarketcap to view which exchanged Telcoin is currently listed on.
What value does Telcoin provide?
Financial Inclusion - providing a way for unbanked/underbanked mobile users to send/receive money instantly across the globe.
Reduced Rates - when subscribers purchase/sell Telcoin to/from mobile money, Telcoin will only charge a fee for the conversion of Telcoin to mobile money.
No bank? No Problem! - Subscribers do not need a bank account in order to buy/sell/send Telcoin as all transactions are done through their respective telecom service. All that is needed is a mobile wallet and a mobile provider subscription.
Why partner with Telecoms?
Telecoms are integral to our entire strategy of promoting financial inclusion. They alleviate the key points of friction that have plagued other regular cryptocurrencies: Trust, Reach, and KYC.
How are they chosen?
We carefully screen each telecom we choose to partner with and focus on its number of subscribers, geographical region, security, credibility, and more.
Will telecoms use their own wallet?
Telcoin will be partnering with leading wallet providers to be used by Telcoin holders. If telecoms already have their own wallet and want to offer Telcoin, we will work with them to integrate it into their current offering.
How will the coins be distributed to telecoms?
Telcoin has created an issuance model to support the adoption, promotion, and integrity of our token and distribution will depend on stages of Telcoin integration. Half of all Telcoin supply will be set aside for mobile network issuance at a linear rate of 5% annually based on the following model:
Connect with Telcoin (10%)
Validate network size (10%)
Telcoin exchange volume (50%)
Compliance maturity (30%)
How will you demonstrate proof of concept (POC)?
We will incentivize operations to integrate with Telcoin in a staged manner starting with a POC trial agreement. These include:
Exchange Demonstration: Conversion to and from Telcoin and partner mobile money
Remittance Demonstration: Remittance to/from up to four (4) foreign mobile networks
Roaming Demonstration: inbound and/or outbound roaming payment with four (4) partners
In connection with the preparation of the POC, Telcoin shall conduct a survey of regulatory feasibility for Exchange Capability in the Partner’s market. In doing so the partner will provide Telcoin with reasonable assistance in connection with interactions with any Regulatory Authorities;
With that, Telcoin and partners will cooperate in exploring the business case for providing Exchange Capability to the Partner’s subscribers, in accordance with any requirements stipulated by Regulatory Authorities.
How will you regulate their use of Telcoin?
Established agreements between Telcoin and telecoms will ensure that there are no irregularities in their use of Telcoin, and will also ensure proper liquidity and regulatory compliance. Telcoin’s held by partner operators will be an asset of the company itself - technically a Telcoin wallet that belongs to the operator but is managed by Telcoin. Therefore, we will have complete transparency in Telcoin usage and issuance.
Can existing mobile operators infrastructure handle this new technology?
Telcoin will be primarily responsible for the integration and oversight of the Telcoin API that partner operators will use. We will do all of due diligence during our POC stage in order to identify any incompatibilities before tokens are distributed.
Who will monitor compliance on both the Telcoin and the telecom sides?
As for regulations, we will be hiring compliance officers to make sure that, as we traverse regions, Telcoin is compliant with local regulations. On the telecom side, we will be monitoring the supply/demand/security via our Telcoin API and other complementary software that will provide us with real time oversight.
What if the telecoms decide to just sell all their Telcoin on an exchange?
Albeit being theoretically possible, we feel that this would not be the case with the partnerships that we will establish. As per our stipulations, if a telecom were to dump their coins, we would restrict their supply by 50%.
How will you ensure that telecoms maintain a healthy level of liquidity?
Using our issuance model we believe that the liquidity pressure should be alleviated as telecoms should have enough Telcoin in their own wallet to be able to buy and sell to their subscribers, especially when early adopters will receive an outsized share of initial issuance.
Is Telcoin a Security?
Telcoin is NOT a security! Our token is a cryptocurrency and is meant to be used as another currency by the end user. Telcoin is not meant to be used as any sort of investment. We are simply providing a currency to telecoms and will not generate profits though the activity of its issuing company. We are fully compliant and we are not considered a security based on the Securities Exchange Act 1934 (US).
How many Telcoins will be issued?
Total Volume: 100,000,000,000
Isn't speculation and volatility a problem for Telcoin?
As it is with any cryptocurrency. With Telcoin however, the user will not be encumbered by the volatility as we do not require users to hold Telcoin at all times. Moreover, they can also change their tokens to mobile money instantly when they choose. We will also offer risk mitigating financial products at an additional fee (currency spot forward contracts).
How will you mitigate the risk of currency fluctuations along remittance corridors?
We will analyze each corridor and then perform basic forex hedging to mitigate the fiat currency exchange risk.
How will Telcoin deal with potential liquidity issues?
Liquidity management is a broad topic that can’t be entirely addressed in a FAQ answer. Our advisor Chris Suh helped us setup a proper treasury management strategy for us to make sure our model works. Telcoin will set aside 5% of supply as a liquidity fund to be available for sale to telecoms with demand for Telcoin that exceeds their issuance supply.
How will you prevent larger current incumbents from copying your idea?
In the long run, there is never any certainty that larger established organizations couldn’t. But, given our first mover advantage, our team’s deep experience in the telecom space, and intimate knowledge/relationships with the telecoms, we feel that the barriers to entry for current incumbents would prevent then from entering quickly.
How do remittances work?
It takes a while to explain, but here's a video :D
What is mobile money?
Mobile Money is an electronic wallet service that lets users store, send, receive and make payments using local currency money via their mobile device. Mobile money can be sent using smartphone apps or USSD on feature phones ("#123..."). Mobile money essentially amounts to a limited-use bank account that is tied to a mobile phone user's phone number, administered by their mobile operator, and typically backed by a local bank.
What is a mobile wallet and do I have control over it?
Of course you do, it’s yours! A mobile wallet is simply a secure wallet on your phone that is used in place of cash/plastic in a traditional tangible wallet to purchase everyday goods/services.
How difficult is it to make a Telcoin remittance?
Making a Telcoin remittance is super easy, just as any remittance should be! You can send your Telcoin to another mobile wallet quickly and easily using our provided wallet and our telcoin API’s. All you have to do is convert the Telcoin to mobile money (fiat, prepaid or postpaid balance too) and you’re done! Once received, the Telcoin can be converted into mobile money (fiat, prepaid or postpaid balance).
How much will the transaction fee be?
Telcoin charges a 0.5% transaction fee for conversions between Telcoin and mobile money.
Can I mine Telcoin?
No. According to our issuance model, all coins are mined at the beginning and distributed over time.
What happens if my phone is stolen with my mobile wallet on it?
Your default mobile wallet will be a two out of three multi-signature wallet, with keys stored by your telecom operator and by Telcoin. By default, if a suspicious transfer happens, you will have to authenticate in order to obtain another key, which will protect you against stolen or lost phones.
As described in your white paper, what is your “risk mitigating financial products” you offer?
Spot-forward for remittances is an example of a risk-mitigating financial product. Hedging you against the volatility of Telcoin when you’re sending money abroad.
Where should I store my Telcoin?
Telcoin is supported by the following wallets:BRD, Ethos, Nano Ledger S, MyEtherWallet, MyCrypto, IMToken and any other wallet that supports ERC20 tokens.
Will Telcoin ever consider moving TEL off of the Etherum blockchain?
Telcoin will develop a blockchain research and development plan for long term scalability and security.
Why does Telcoin use a private Github repo?
As a company we choose to protect our intellectual property. Although we plan on publishing certain components, Telcoin does not plan on being fully open source. No one will be able to go to github, take our code and replicate our product.
I'd like to learn more. Where can I get help or who do I speak to?
Join our Telegram
submitted by kevin_telcoin to Telcoin [link] [comments]

A friend's boss recently heard about nootropics, and wanted to know how to become "limitless." I thought it would be worth sharing my reply.

EDIT: Some of the comments misunderstand the context of my post. Before you read this, please understand that this was written as an insiders perspective to a friend's director of sales. I wanted to get through to him, so I used a cocky tone. This was not written for reddit and I do understand that before I added context some people reacted negatively, and some trolls be trollin'.
I'm guessing he saw an ad that talked about becoming limitless or promised a real life NZT-48?
First of all, I enjoyed limitless, but it was fiction. Let's start with the 10% of brain ability thing. The only time you'd get close to consciously engaging 100% of your brain at once is if you jumped out of a plane while singing opera, doing the breast stroke, learning latin, tasting wine, writing computer code, and getting laid. Your brain is a computer with MASSIVE capability, but it works best if it focuses on a few specific activities at a time.
Remember the part of limitless where bradley cooper devours information like a sponge and uses it to become a financial markets superwhiz? That's sort of realistic. Some nootropics can increase your ability to learn to an impressive degree. I'm learning to trade forex, studying neurology and pharmacology, and learning web development right now in addition to working full time. I learned enough HTML and CSS to imitate a mainstream news website, and it only took me 4 days.
The flip side is that you are still responsible for your own behavior. In limitless they portrayed a loser becoming a world-dominating genius simply by taking a pill, and that's bullshit. A lazy person cannot "manufacture" motivation without powerful drugs like amphetamines, and even then it's so unsustainable that the net result is negative. Remember how the guy from limitless was so addicted to NZT-48 that he licked up another guys blood just to get his fix?
There's a relationship between arousal and performance called the Yerkes-Dodson law which basically states that an increase physical and/or mental arousal will result in a corresponding increase in performance to a threshold, at which point further increases in arousal dramatically reduce performance. This is easily explained by caffeine. An average to high dose of caffeine can improve many aspects of performance, but if you drink too much coffee you lose focus, feel weak, slow and tired.
Limitless was a cool movie, but the science isn't there yet. Amphetamines can make someone "feel" limitless, but are unsustainable, and frankly, they only make you really good at focusing on a project. Stimulants generally reduce emotional intelligence because they increase cortisol and noradrenaline, so even though stimulants like caffeine have been humanity's go-to performance enhancers, they aren't the best option for high-performing individuals. If you're already a champion you just need something to help you be a champion for more hours in a day. That's why most nootropics are focused on reducing stress response, increasing blood flow, and lengthening stamina, while enhancing the brains ability to learn and adapt by increasing certain growth-factors in the brain, increasing the activity of neurons, and improving synaptic plasticity and differentiation. Taking a pill won't turn on some dormant "genius gene," but nootropics can help you maintain a youthful state of optimism, confidence, and curiosity that over time allows you to do more, learn more, and be more than others.
submitted by AddMoreWeight to Nootropics [link] [comments]

I'm from Venezuela. AMA.

submitted by mauricioadb to AskACountry [link] [comments]

My new favourite hobby. Questioning the independent money exchangers.

Anyone who has done much international travel will know the trials and tribulations of cross boarder currency exchange. The first worlders these days just go to the ATM and draw out what they need in local currency (often getting charged +2% by your bank +2% by the local bank and +2% loss in exchange rate) What then happens if you loose your card abroad? (two weeks wait to get a new one, if it ever arrives. Or start messing around with western union).
In South East Asia, The ASEAN area particularly, (South America is similar) Cash is still very much king. Enter the independent money exchangers, little family owned forex services that are prolific. There are often hundreds of them in a medium sized town or city, especially border towns or tourist centres. I've not found one yet that doesn't have a queue of 3-4 local business men holding a wedge of currency to change and a smart phone to check they are getting the best rate.
My new hobby: Having been living without a credit card for some weeks now, i'll usually exchange a small amount of my emergency cash every day for some local currency. I always end the transaction by asking if they can exchange Bitcoin the digital currency.
Obviously I know the answer will be no. It's a leading question. The results so far after about 30 tries are pretty similar. The majority have never heard of it, so I give a little white lie and say it's becoming quite popular for backpackers these days, and write down Bitcoin.org on a piece of paper and leave them to look it up. A few have surprised me, saying no not yet, as if they have already heard about it. Thus leaving them wondering if they should add it as a new currency to add to their board of plastic numbers that they diligently update daily.
If you are a traveller.... and i know there are lots of you digital vagabonds out there, I urge you to do the same. It's only a matter of time till the penny drops. If you do find a place that says yes, please add it to coinmap or something similar as word of mouth, Grassroots should take care of the rest.
Stay funky
submitted by randy-lawnmole to Bitcoin [link] [comments]

I invented the ZipSeam, letting you tailor a baggy shirt in 2 minutes AMA

Hi guys, I'm an avid redditor and the creator of the ZipSeam. The idea first came to me when I got a super baggy shirt at work and couldn't justify paying $20 to tailor it when I had a ton of student loans. https://s3.amazonaws.com/ksassets/001/755/542/3eb4b7936f51136b3cd7956c4d8ad2c8_large.jpg?1394925933 (slim fit shirts just aren't slim enough)
After googling how to take in a shirt, I figured I just needed something to replace the side seam of a shirt. My initial prototype consisted of 2 wooden strips that would run down the length of the shirt and would lock into each other via pins/nails. It was way too rigid and I put the project on hold for the longest time.
After getting laid off, I had a ton of free time and looked into forex, technical stock trading, programming, and finally back to my idea from a year ago. Whilst driving one day, it occurred to me I could use a plastic tube to house the fabric from the shirt and lock it in using another inner tube, and thus the ZipSeam was born.
I went out to Menards and bought some tubing. First, I tried to use a razor, that went poorly; then I moved to a heated razor (stovetop), couldnt keep a straight line; finally I used a table saw and feared for my fingers every second it was on.
I experimented some more with different materials and cuts in the tube and arrived at the working prototype I have today. After getting quotes from a bunch of manufacturers, I determined my cost and launched a modest Kickstarter project aiming to raise $2500, fully planning to fund the difference in cost of tooling out of pocket if I reached 2500. With no PR or marketing, ZipSeam has shattered it's goal and has reached over $52000 and over 2700 backers.
https://www.kickstarter.com/projects/zipseam/zipseam-instantly-tailor-your-clothes
AMA
submitted by BABarista to IAmA [link] [comments]

HELP - I'm becoming one of you

so yeah, a while ago when I was building my latest system (migrating from iShit) I kind of laughed at this idea of a community of mech keyboard loving nerds. I just wanted a sweet computer with some sweet peripherals so I can play games, edit videos, trade forex and do other cool tech bro shit.
But now, I have spent days and days on end, eyes bleeding, searching for the non standard low profile, PBT, UK, ISO, 6.5 spacebar non standard weird keys for the CM Quickfire TK. I thought I was being smart when I got that hybrid numpad - 2 birds one stone, and still save space for mouse exercise.. but NO - just NO.
All I want now is to glide my fingers over silky smooth plastics, seamless colours, minimal design, softened sound, fingers don't stumble over OEM edges. Save me, I dream of keyboards.
But really guys - I'll spare the full story but I failed at buying keys - so now I MUST find a DSA set for this board. ISO, UK, numpad, 6.5 spacebar. Spacebar will probably be a compromise, but how do I get this kind of set without spending 250-300 on the Quartz and extras from SP??
DSA or equivalent, but that's what I've settled on after testing Q Series (they are awesome but can't type on blanks and no full set available there)
submitted by meeegeee to MechanicalKeyboards [link] [comments]

I made a list of resources for beginners.

Check back often as this is regularly updated.
BLOGS N/A -------------------------------------------------------------------------------------------
https://jkonfx.com/ Technical & fundamental news on currencies. I would advise newer traders not to trade solely on external opinions because that won't cement your own methodology or reasons for trading. Excellent website for if you want an overview of the markets and daily reports. Also includes a trading journal and a lot of media attention.
http://www.stocktradingtogo.com/ A good blog for new traders/ investors. Lot of ‘top 10 lists’ to flick through.
http://www.tradingheroes.com/ This is absolutely amazing! I can't put a value on this! It's one of the best gems of the internet. Podcasts interviewing successful traders, some are notable such as 50pips, Walter Peters & Chris Kapre.
http://www.nobrainertrades.com/ Found this when doing the podcast link below, it's actually really good high quality stuff. Blog based with plenty of educational material.
http://www.chatwithtraders.com A weekly podcast that interviews successful traders. Thank you gumballfrank for this.
http://ftp.traderkingdom.com/ Not had much of a chance to check this out, but first impression are nice!
http://www.forexlive.com Heavily oriented towards fundamentals. Good news portal submitted by WinterTires thanks!
http://www.tradeciety.com/ Heavily visually oriented perfect for beginners! Lots of infographics and info. Submitted by gumballfrank
ONLINE SCHOOLS & LEARNING PORTALS N/A -------------------------------------------------------------------------------
http://www.tradimo.com A superb website dedicated to training people to become better investors traders for free.
http://www.babypips.com One of the best free online schools which tracks your progress and teaches you heaps on information. The forum is the gem, where many people keep trade journals and put up their strategies. Don't copy them but borrowing concepts and ideas is good.
http://www.forexpeacearmy.com/forex-forum/forex-military-school-complete-forex-education-pro-banke Unbelievably thorough! Education on forex trading, literally everything is covered.
http://stockcharts.com/school/doku.php?id=chart_school Very wide ranging resource that focuses mainly on technical analysis.
http://www.investopedia.com This should be a given, but seriously – this place is the Wikipedia of trading/ investing.
http://www.swing-trade-stocks.com/swing-trading-basics.html Actually a really good learning resource that mentions psychology and momentum among other things.
http://thepatternsite.com/Psychology.html Really good information on trading psychology – something that often goes unnoticed with beginners.
http://www.finvids.com/ Cool little website with videos on candle patterns and chart patterns.
http://www.fxacademy.com/ Appears to be a free trading academy. Not tried it personally, but it looks really good. With plenty of videos for visual learners.
ARTICLES OF INTEREST N/A -----------------------------------------------------------------------------
http://www.stocktradingtogo.com/2009/05/14/trading-psychology-stages-investor-emotions/ An article on the ’14 stages of investor emotions’ knowing who you are and what is happening to you can lead you to make more calculated decisions.
http://fourhourworkweek.com/2014/10/15/money-master-the-game/ Tim Ferris, author of The 4 Hour Work Week interviews Tony Robbins to find out the success behind the worlds best investors. Talking about morning routines, peak performance & mastering money!
http://www.tradeciety.com/category/trading-blog/ Best trading & investing blogs and articles as picked by tradeciety.com
http://www.forextradetracker.com/blog/understanding-forex-jargon-a-glossary-for-beginners Forex jargon glossary for beginners. Submitted by gumballfrank
FORUMS N/A -------------------------------------------------------------------------------------------------
http://www.forexpeacearmy.com/ Excellent learning resource, main focus is to help avoid people getting scammed.
http://www.trade2win.com/boards/ Massive forum for beginners to talk to more experienced traders – very active community.
http://www.forexfactory.com/forum.php Much like trade2win but more focused towards forex.
http://forums.babypips.com/ Another forum dedicated to forex traders. You'll find people keeping good strategies here, list them via most views first to find the real gems.
MISCELLANEOUS RESOURCES N/A --------------------------------------------------------------------
http://www.forex-warez.com/Free%20Download/ Every book you could ever want on trading, investing, market psychology, strategies etc.
http://www.forextradetracker.com/ SUPER IMPORTANT This website is paramount to your success, still in development but will provide users with an easy way to document trades. Success is determined by your willingness to follow through with the boring bits so keep this one in your bookmarks.
http://www.hotcandlestick.com/candlestick-pattern-flashcard-game.html Super useful Flashcard game that helps you to remember important candlestick patterns.
http://www.hotcandlestick.com/forex_charts.htm Important candlestick patterns that have appeared on the major currency pairs. Good for a quick overview.
http://www.freeonlinetradingeducation.com/chart-school.html Website offering visual illustration & practical applications of popular candlestick patterns.
http://www.hotcandlestick.com/candles.htm Glossary of candlestick patterns.
http://www.incrediblecharts.com/topic/Technical_Analysis Another resource for learning technical analysis. Not particularly thorough but useful for basic concepts.
http://www.forexschoolonline.com/ Market overviews and trading opportunity videos provided, along with educational videos and the like.
http://www.tradersdna.com/education/ Another trading education site focusing more on forex.
YOUTUBE CHANNELS N/A ------------------------------------------------------
https://www.youtube.com/useJarrattDavisForex Jarratt Davis - plenty of educational videos to help you get your bearings! *Submitted by masudhossain
https://www.youtube.com/useOneStepRemoved Shaun Overton interviews many forex traders to find out why and how they work.
------------------------------------- BELOW ARE PODCASTS FROM TRADING HEROES WEBSITE ----------------------------------------
Podcast Lessons
TTL001 – Pro Trader Interview: Haji Warithu What he attributes his success to, what amount of money you need to start and how to choose an Islamic broker among other stuff.
TTL002 – Full-Time Trader Interview: Jessica Peletier, AKA Rogue Traderette How she lets her partner know there are losses as well as wins. Where she learnt to trade, why CFDs are amazing etc.
TTL003 - Interview with Pro Trader and mentor Chris Lori. His thoughts on backtesting, why being athletic counts, his development and timeline as a trader, how his trading results exploded and what to do if you want to manage funds.
TTL004 – Interview With Pro Trader Adam Jowett The common trait he sees in successful traders, how long it took him to become profitable, the most important trade that made him successful, his favourite books and why they both like Jessica Peletier.
TTL005 Doesn't seem to exist. I'm not joking.
TTL006 – How Colin Jessup Went From Warehouse Worker To Professional Forex Trader And Soon-To-Be Fund Manager A warehouse worker went through his trials and tribulations to be given the offer of managing an $80 million fund. How he started with $800 and no clue what to do, 2 biggest mistakes he sees traders making, how he continues to improve and what has happened to his lifestyle since becoming a full-time trader.
TTL007 – The Inspiring Story Of How Psychologist Walter Peters Quit His Dream Job To Trade Forex Naked For A Living (not what you think) How Walter Peters quit his job to trade forex for a living. This guy trades naked using No indicators
TTL008 – How Lynette Allen Combines Minimalism, Line Charts And Only One Currency Pair To Trade For A Living How Timothy Sykes inspired her, what minimalism is all about and how it's spread to every facet of her life, what her single pair to trade is, what the 2 best traits for successful traders are and plenty more!
TTL009 – How Brian McAboy Leveraged His Engineering Background To Trade And Coach For A Living What plastic bottles have to do with trading, how much money you need to have to be properly funded and go full-time, how much work you have to do and how long it'll take to get there, 2 best traits to have and loads loads more!
TTL010 – How Rafael Veron Taught His Wife To Trade Better Than Fund Managers Can you actually trade from a beach? The use of hypnosis to make him a better trader, the method that works with his psychology, how much you need to get started, how long it took him to become profitable and what he would do differently if he had to start over! plus loads more!
TTL011 – Why (and how) 50 Pips Trades Forex For A Living What does trading have to do with golf? Things you could learn from his students and his opinion on black box systems and fibo retracements.
TTL012 – How A Millionaire’s Intuition Transformed Chris Capre From Yoga Instructor To Professional Forex Trader Personal Favorite I love this guy because he's true and noble. He is philanthropic, offers trading courses that are cheap and really knows what he's talking about. He explains how a 3 second glance can stop you 2nd guessing yourself, how much he made with $3000 in 6 months and plenty more!
TTL013 – Steve From No Brainer Trades And The Only Thing You Need To Remember When Trading What the biggest killer of our accounts is, the cliches that are true, where to find the hidden information amongst many other things.
TTL014 – How Casey Stubbs Went From Computer Geek To Forex Trader His opinion on EAs, why he trades the way he does and the biggest mistakes to avoid!
TTL015 – Trading For A Living Risking Only 8 To 12 Pips Per Trade: Kim Krompass How she was profitable from the start, her strongest trait, her strong opinion on backtesting and demo accounts, how she lost her fortune and info on her 2 most succesful students.
TTL016 – How Custom Programming Can Help Almost Any Trader With Shaun Overton How to know when you're in the forex dream, lots of info on automated systems and his experience with AI.
TTL017 – Bank Dealer Turned Independent Trader Walter Vannelli Shares His Experience His unique style of meditation, why banks win and how you can fight back, his daily routine and how much you needed to trade in the 80's.
TTL018 – How Reynaldo Soriano Makes A Living Trading 1 Hour A Day Why he holds trading contests, why forex is the best market to learn in, how institutions work and why he stopped day trading.
How A South Central Public School Teacher Became A Successful Forex Trader With Greg McLeod How he's turned some traders around in 30 minutes, why you never trade on a monday, the courses he bought, why he teaches outside the classroom and why he sent his kids to learn chinese.
Edit - I've spent about 2 hours making this now. I hope you guys find it useful! I'll continue to update it and may you all find trading success. If you want to help me out spread the link! put it on forums or share it with friends. Good luck to you all and happy trading!
Edit 2 - My brain is fryed... time for a rest.
Edit 3 Once I've categorized this post making it easier to navigate i'll be adding books to read, videos to watch & the traders that will help on your journey to self-sufficiency. Happy trading everybody!
submitted by Dannyboi93 to Trading [link] [comments]

So Here I am, Painting Death In A Canvas.

I am a painter, one of those wannabe kind working on convenience store to fund art school fee and other bills. Not a grand beginning for the story, I know, but that’s life..
 
Graduating from school was easy, granted the school standard isn’t that great, climbing up from being nameless artist is not. A slump after slump and I found myself stuck with the same routine of working late night behind counter waiting for the next customer. Filling the downtime with dreams of all kinds of landscape I could have painted during the day. Sadly most of it didn’t came out as good as I imagined in reality, a little bit off color here and there, fuck up with the perspective and other stuff.
 
So here I am; Staring at another empty canvas a few minutes before going to work, bills loitered on my feet; I don’t even bother to open them. All my attention are focused on the canvas, my supposed masterpiece to pay for all the failed ones.
 
Money from my parents’ death insurance have all but dried up now, I only had this empty canvas and a few others as the only way to bail out from being homeless. My family home occupied quite a large plot of land, and taxes…
 
There’s advice from my friend to rent some room to counteract the bills, but the thought of someone else walking inside our house, using my parents bedroom and shits on their toilet is no go for me. My social anxiety really hits at it worst.
 
Discarding all negative thoughts from my head. I closed my eyes; Clenching it tightly even. Brain worked hard to fill the empty dark space with a majestic landscape. Yet, what I saw is the most lackluster imagination ever.
 
My workplace, just a normal convenience store with nagging manager behind the counter. His face grimmed as if telling me to swap with him so he can smoke cigarette in the back alley. The only reason I was able to stand his tyranny is because of the higher than average payroll, and as if this jackass knew about it, he would work us twice as hard to take advantage of it.
 
Sometimes I wonder if that’s the reason why no one applied the job vacancy for another clerk. There’s only three of us working regularly apart from him. Me, James, the day-specialist, and Tom, our one way drive for all customer support. Things are okay between the three of us, our mutual dislike for the manager may be a small grease on our relationship.
 
James are studying for his night class law school. Already garnering enough money to last until graduation and job hunting. I once asked him why he didn’t just put the pedal on the gas and look for a more comfortable workplace; to which he answer “The moment some miserable sap took that vacancy offer you will not see me near this place again; To be honest, the only reason I’m staying is because of you and Tom. I’m still leaving after graduating though.”
 
Tom is one of those people seem to be bred for the purpose of customer support. Outgoing, cheerful, not blowing up when the customer asked stupid questions. On his day off he would be climbing mountains or snorkeling some mythical saltwater filled with fishes and coral I have never seen before.
 
His souvenir for me is always a dozen of landscape photos, which is a gold pile for me. I always found it to be pretty funny, a landscape painter who is afraid of going outside because he can't paint while someone is watching, or worried that someone might be; So he only could sit inside his room, staring at his friend’s photos before magically transferring it into the canvas.
  Oh, how the wolf would howl at the moon. Desiring it despite incapable of reaching it.  
There’s often times I began to question my life choices, but I no longer have any money to start learning other trades. So here I am, sitting on plastic chair with eyes closed in front of empty canvas hating my boss and contemplating my life.
  Nope, this isn’t going to work. Not today at least.  
I put the canvas cover back, covering my failure of creating some art worthy of a penny once again. Barely stood up before my hand phone vibrate on my desk. A message from James asking me if I’m available to replace him right now, a few hours before schedule. Apparently he just remembered an important assignment due tomorrow, and that Stalin-reborn-and-worse doesn’t allow him to work on it during downtime.
 
Sure, why not, I’m not doing anything productive anyway. Might as well get some extra cash.
 
 
 
The day was uneventful. Average number of customer, average number of unclear scolding, average number of extra hours to pay for not-so-average bills.
 
Tom, being an amazing person that he is. Offered a night out at local bar nearby after we closed the store. Being a poor sob that I am, rarely went out to night entertainment and currently near bankruptcy, almost instantly refuse his good intentions. The keyword is ‘almost’ , as he finished his sentence with two first drinks on his tab. Free alcohol during rough times is as good as water for fishes, and I am a big, thirsty fish right now.
 
 
The bar itself is nothing stellar, no young underage kids doing drugs or puking in the corner. Although I have to give A+ for their beverages collection.  
 
So here I am, trying not to abuse Tom’s kindness, ordered a simple drink before he does it for me; No mixes, no fancy name, just your normal convenience store middle-class alcohol I recognized on their shelf.  
 
The bartender gives me a stern look, as if asking what I’m doing there.  
 
“Easy there John, he is with me. Be kind to him.” said Tom from behind me.  
 
The so-called John just grunted and went to grab some glasses for both of us while pointing to a table in the middle of the room.  
 
“What’s the deal with him?” I asked Tom after we sit on our destined table.  
 
“I forgot to tell you, John only serve to old-timer and their friends. Visit a few times and perhaps he will acknowledge you as customer; if not?, better don’t try to come here without me. John is a bit eccentric, but nothing could beat his drinks.”  
Now, that’s one weird business practice.  
I want to ask more about it, but Tom was already busy answering greetings from fellow customer. So I had to satisfy my curiosity with a good look around the bar. Wondering how good his drinks is to be able to maintain steady flow of customer with low rate of first-timers.  
 
A good bump on the table made me turn my head with the acceleration of Ferrari. John’s face is right in front of me once again with previous stern look, making me wonder if that’s his normal expression. His eyes are locked at me, silently ordered me to stay still on my chair and be nice.  
 
“Thanks John, you are quick as always!” Tom already finished his greetings and nonchalantly tapping John’s shoulder without a care of showdown between us.  
 
“Umm.. I haven’t ordered yet.” My brittle voice slowly raise a question in response of three unknown liquor John brought. Trying my best to avoid the rage of the bartender in front of me.  
 
“Those two are your initiation drink. John will measure your worth and bravery for a fair price of half the usual, which of course, went into my tab. A great deal is it not?” Tom smirked on me, as if he just shared a surefire way to get rich quick on Forex.  
 
I normally would jump at any deal for half the price, being as broke as homeless right now; But still,I am not that desperate enough to just accept suspicious drink for someone who is staring dagger on me, at least if he’s not twice as big as I am and the drink is payed by someone to console me.  
 
The first drink torches my throat, and I can't remember the second one, as well as the rest of the night.  
 
Tom’s laugh and John’s face is all I could remember before everything went fuzzy. although John’s smiling face is somewhat disturbing enough for me to doubt its accuracy. Made me seriously reconsider the value of gap moe.
 
 
 
I woke up the morning after with serious hangover and lack of water in my system; After bumping into all edges on my house furniture, I finally reach the fridge and get a nice cool bottled water to reinvigorate it.  
 
Not too soon after finishing the whole bottle, I heard my phone ringtone from somewhere inside the house. I followed the sound into my bedroom, where the phone just laid itself on the bed.  
 
The screen showed the current call is from Tom, as well as plethora of missed call and message. 13:04 is current time, damn that was one serious hangover.  
 
I raised the phone to my ear and accept the call. Almost missing the ear-hole due to how dizzy I am still.
 
“Yo Tom, what’s up?”
 
“Your goddamn ass is up. Where the hell have you been!? “
 
“Well, maybe I have a hangover? Because last night someone took me to a bar and serve me some weird stuff.”
 
“Don’t you read my message man!? Barry is dead, they found him laid on top of the counter with store’s money scattered on top of him! The police is looking for you right now because you didn't answer their call!”
 
“Barry? Barry who?”
 
“Barry our shitty manager you slowpoke! Our boss is dead and you better call the police station right-”
 
I couldn’t hear what else Tom had to say, as the phone dropped to the floor as soon as I opened the canvas on the side of my bed.  
 
Someone had moved it here from my study room, and only managed to pull cover over half of it, revealing obvious sign of a painting hidden beneath it.  
 
A monstrous and horrifying painting, the exact same layout as I imagined it before going out to work yesterday, albeit with one addition.  
 
A body, laid atop the counter, with blood dripping from it onto the floor. His eyes look directly to me from inside the painting with the same grim; death grim.
 
 
My knees gave out and fell to the floor. My eyes directly in front of a scratch of red paint on bottom corner of the painting. A signature.
 
 
SoHereIAm
 
 
My name is Shia.
submitted by BossLuck to nosleep [link] [comments]

[Budget] Philippines budget 2044

Class IV Budget
Category Percentage Allocated Funds
Department of Education 17.75% $53,250,000,000.00
Department of Health 13.34% $40,000,000,000.00
Department of National Defense 8.67% $26,000,000,000.00
Defense Research & Procurement 1.30% $3,900,000,000.00
Department of Public Works and Highways 9.42% $28,250,000,000.00
Department of Social Welfare and Development 8.17% $24,500,000,000.00
Department of Science and Technology 8.17% $24,500,000,000.00
Department of Interior and Local Government 5.00% $15,000,000,000.00
Department of Agriculture 3.83% $11,500,000,000.00
Department of Transportation and Communications 3.33% $10,000,000,000.00
Department of Finance 2.58% $7,750,000,000.00
Department of Environment and Natural Resources 2.58% $7,750,000,000.00
Energy Transition Plan 5.58% $16,749,000,000.00
Sulu, Friendship, and Solomon Tunnels 5.73% $17,198,571,428.00
National Battery Banks 2.50% $7,500,000,000.00
Foreign Exchange Reserve Deposit 2.03% $6,097,010,285.71
Spending of foreign exchange reserves:
$1,660,000,000 to South Africa for purchase of gold
$1,000,000,000 to Japan for space elevator
New foreign exchange reserves: $57,909,390,255
Maximum Gold reserves: 2335.0 tons
Maximum M0 : 4,662,722,282,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
With GDP/capita passing through a critical phase in which the majority of the country begins to gain access to modern infrastructure, the demand for resources such as copper and iron has reached record levels. Fortunately, mining in Africa not only helps to alleviate this demand but the income from these ventures also staves off the slowing growth of the nation as a whole.
Another particular concern is the decline of worldwide oil reserves due to the sustained economic boom across the developing world. High prices and extreme excess demand in the petroleum industry could prove a hindrance to the space program's demand for fuel which is projected to increase dramatically, as well as the transportation networks on the ground where electric vehicles are not widespread. President Orongan has indicated that her government is debating whether to develop a strategic oil reserve for the purposes of transportation in addition to the Reed Tablemount oil reserves intended for plastics production. It is proposed that a partnership be formed with oil-rich Papua in order to limit regional production in anticipation of future scarcity, but no concrete plans have been drawn up.
Growth rate modifiers are decaying by 0.05 per year. 4.5% new base growth + 0.30% long term growth in construction sector from Sulu Tunnels, Friendship Tunnel, and Solomon Tunnel projects + 0.15% from African mining expansion.
Population growth rate still frozen until next season when I can come up with a better model :/
submitted by varianlogic to Geosim [link] [comments]

Was there a 'controlled' explosion or explosives found at a Sweden airport? (BlacklistedNews)

The airport, located outside Gothenburg, received a bomb threat on Thursday morning. As a result, police were placed in high visibility areas, police spokesperson Peter Adlersson told Expressen.
A couple of "suspicious" plastic bags were later found in the domestic hall. The hall was subsequently cordoned off, Adlersson said.
"We are in place for a possible bomb threat. Police have asked for our help and we are in place for this reason," said Matilda Gustafsson, chief of staff at the emergency services in Greater Gothenburg, as quoted by Aftonbladet.
Swedavia, the company which operates Landvetter airport, has also confirmed that there is a threat against the airport.
We have found a suspicious object at Landvetter and received a direct threat to our airport...right now it's a police operation and all other information is through the police," said Swedavia press officer Charlotte Periasamy.
Earlier reports on social media stated that an explosion had occurred at the airport.
However, according to Forex Live, it seems the reported blast was a controlled explosion of the two suspicious bags, conducted by authorities.
It comes less than two weeks after deadly explosions rocked the Belgian capital, targeting Brussels Airport and Maalbeek metro station. Thirty-two people were killed and more than 300 injured.
http://www.blacklistednews.com/BREAKING%3A_Explosions_Reported_at_Sweden’s_Second_Largest_Airport/50151/0/38/38/Y/M.html
submitted by make_mind_free2go to conspiracy [link] [comments]

The third part of "Sockets" that was deleted by /r/nosleep mods because it was considered "torture porn." I can't say I blame them.

Good afternoon, readers! My name is Rudolph Baylor. I am composing and submitting this narrative of last night’s events from my, and our, friend Iia’s Reddit account for reasons I will momentarily reveal. For the sake of full disclosure, I must admit I am the man with whom Iia has been working.
Now that we are on the same page, I will provide a bit of personal backstory heretofore unknown to you all.
As I mentioned above, I am Rudolph Baylor. I’m 52 years old. In what now seems like a past life, I was a day-trader who made quite a bit of money in the forex markets during the early growing-pains of the Euro adoption. I’m by no means a King Midas, but I’ll just say I’ve been quite fortunate.
One of the problems with making enough money in a few years to last one’s lifetime is trying to fill the following years with purpose. I ended up doing what many, many people have done when searching for purpose: I trawled the Internet. Most of this trawling was to kill time. I make no effort to hide that fact. As a man uninterested in the hedonia that drives others to seek social and sexual interactions, I sought intellectual stimulation on the World Wide Web.
Between 2002 and 2011, I read hundreds of thousands of journals, followed the rise and fall of popular online fora, and became a prolific contributor to Wikipedia. If this sounds like a boring life, you may compliment yourself on having good analytical instincts. The problem was, my options were (and are) limited. Some of you may have gathered, based on Iia’s accounts of our time together, that I have a superhuman ability to ignore pain. Unfortunately, there is nothing superhuman about it. Congenital analgesia carries great risks - not only to my physical well-being, but to my pride; not being able to feel pain means not being able to feel the pressure of my bladder or bowels. I make timed trips to the restroom every day to prevent an accident. Leaving the controlled environment of my home carries more unpredictability than I wish to endure. You can imagine how difficult my school years were; especially when the only physical sensations I seem to be able to feel involves tickling.
I’ve digressed. In an effort to make this biographical tirade short, I will endeavor to get, as they say, to the point. The latter portion of my Internet research time became highly specialized as I developed a strong interest in herpetology - specifically gecko lizards. Those wishing for an explanation as to why those animals resonated so deeply within me will come away disappointed. Anyone’s guess is as good as mine. The best I can come up with is that it is simply a manifestation of body dysmorphia resultant from my experiences as a child with my medical condition.
My self-diagnosis of body dysmorphia led me to research the condition and seek out biographical accounts of other sufferers. The vast majority of those accounts were from victims of eating disorders, and, more recently, from transgender individuals. Very few people claimed to experience a feeling of belonging to another species. The few I did encounter, mostly on websites such as Tumblr and Reddit, labeled themselves as x-kin, with the x representing the animal with which they identified. Therefore, in the parlance of our times, I guess I am a geckokin.
Assuming I’d only be happy once I at least attempted to “become” that which I felt so close to, I placed the Craigslist ad, met Iia, and everything went basically according to the two stories that preceded this one.
Now, as for why this is being posted from Iia’s account, the answer is very simple: I followed him home, knocked him out, and have tied him to his kitchen table.
Why am I telling you all of this? For those asking that question, good for you! From one inquisitive mind to another, I appreciate your investigative drive. I’m telling you all of this to raise awareness of what happens when someone with a severe mental disturbance has no choice but to act on his urges. If I were to admit my geckokin nature to a professional, all it would lead to would be an attempt to “treat” my condition rather than help me embrace who I really am. I know who I am; or, at least who I will be. It’s unfortunate for Iia that he needs to experience what I’m certain will be a great level of discomfort, but all great leaps forward in societal progress have their casualties. On some level, I’m sure he will understand.
It’s fortunate that Iia doesn’t have neighbors nearby. He just won’t stop screaming. How he managed to find an apartment building that’s in such horrendous disrepair astounds me; one would think that being one of the only tenants in a building that has 70-something apartments would be an indication to avoid signing a lease. Still, I won’t pretend to understand the rationale behind his decisions. I’m sure he didn’t understand why I asked him to do what he did to me.
Such a busy night ahead of us! The next phase of my transformation is more dangerous than the work Iia did on me and I wouldn’t trust anyone other than myself to do it. Still, I need to practice on at least one other person so I don’t get it wrong and really hurt myself in the process. So far, I’m working to get Iia’s transformation up where mine is. I’d already taken out all but two of his teeth. As he said in his first story, those molars are a bitch.
I got the last one in the upper right-hand quadrant with the hammer. I warned him that his sobbing would make him aspirate some of the bone chips. Did he listen? No. In his blubbering, he inhaled a couple shards of tooth and I had to wait a half hour until he stopped coughing them up. The molar on the bottom was a wisdom tooth. Iia has a really big mouth. His wisdoms came in with room to spare. I remembered the success he had with standing on the chair and pulling mine out, so I got up on the table, grabbed the tooth with the pliers, squeezed as hard as I could, and pulled.
I must have been squeezing too hard. The pliers crunched through the tooth and gripped the root and when I pulled, only the root came out. It sounded pretty awful, a bit like crumbling a styrofoam coffee cup. Iia screamed and screamed. I used the edge of the pliers to shave down the gum line around the shattered tooth and knocked away the remaining bone. I took advantage of his wide-mouthed howling and hammered two of the same type of metal tooth-pins he’d installed into my mouth yesterday. They broke through the bottom of the bleeding sockets in his gums and secured themselves deep within his jaw. I had to knock him unconscious again to do the rest.
Once the new teeth were in and Iia was coming to, staring at me in wide-eyed horror as realized he wasn’t waking up from a run-of-the-mill nightmare, I realized I’d forgotten the chisel to do his nose and ears. The only silverware he had was plastic. No real knives. Who doesn’t have knives? I sighed in annoyance. Then I realized I had the right tools with me all along! I’d been so busy focusing on my next moves that I’d neglected the new teeth given to me just yesterday.
I bit Iia’s nose as hard as I could. I felt the cartilage crush as the tiny needles lining my gums broke through. The pins anchoring the teeth to my jaw held, I’m happy to note, and I pulled back sharply. The nose came with me. I was very surprised by how good a job I did when I estimated how far the pins needed to be to ensure proper adhesion.
The holes in Iia’s face gurgled with blood as he worked to breathe through them. I knocked him out again, untied him, turned him over on his stomach, and restrained him. Ugly, flatulent sounds filled the room as the blood that had accumulated inside his sinus cavity got pushed out through the nose holes. I bit off his ears.
Now Iia and I had achieved the same level of our gecko transformation. I found two straws in his cabinet and inserted them into his nose holes. Air traveled freely through them, so I untied him, removed his clothing, turned him again onto his back, and restrained him. It was time to work on the aforementioned dangerous part of the transformation.
Geckos have cloacas. Put as simply as needed, they eliminate all their waste from one hole. I assume that the easiest way to replicate this would be to route one’s urethra through the colon and allow all waste to be expelled through the anus. While this is an entirely makeshift cloaca, I’m not deluded enough to believe there is a better way for me to accomplish such a thing at my nearly nonexistent level of medical knowledge.
To my dismay, upon inspecting Iia, I discovered I’d overestimated the size of an adult penis. I’d always known mine was larger than average and I knew that would make it easier to properly route what needed to be routed. Iia’s penis, however, was less than a quarter of the size of my own. It stuck out from his pubis like a pink, fleshy lightswitch. Some of it I attribute to his terror and some to his recent loss of blood, but the unfortunate truth is that Iia’s member is woefully undersized. The look on his face when he regained consciousness and saw me holding and inspecting his penis would have been funny if I wasn’t so concerned about whether or not I could get this to work. I really, really needed a knife.
Rummaging through Iia’s drawers, I found a vegetable peeler. The blade turned out to be very sharp. I grazed my forearm with it and happily discovered the edge was keen enough to remove hair. I truly sympathized for Iia at this moment. I didn’t want to strike him in the head again, as I didn’t want to contribute to any lasting brain damage should he live through his whole process. So, I chose to leave him awake as I ran the peeler up and down his penis, removing thin strips of skin.
Much like the sound of my voice changed when my own nose was removed, so too had Iia’s. The few actual words he exclaimed sounded filtered through a very bad head cold. His screams, however, were mostly unaffected. These screams continued after I’d finished peeling when he saw that I held the thin cord of his urethra. I felt quite a bit of relief when I found it could stretch further than Iia’s tiny penis had suggested.
Iia passed out from exhaustion or shock moments later. Right now, I’m taking the time to finish this account of my evening and research the best way to approach the colon and begin the urethral routing. I will likely update you all with another story tomorrow to let everyone know how the last few bits of the process fared. Aren’t we lucky that these stories are considered fictional? I’ll wait and work here worry-free. Enjoy Friday, everyone!
submitted by iia to IIA [link] [comments]

Million Dollar Dream Review - My First Result of Million Dollar Dream !! The Truth !

Million Dollar Dream Review -
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How to Paint PVC Board such as Foamex, Forex, Palight or ... FOREX - tutorial basico - YouTube YouTube The Biggest Reason Most Forex Strategies Fail (And What To ... 95% Winning Forex Trading Formula - Beat The Market Maker📈

Forex® only produces foamed PVC. Forex® is a lightweight plastic; as it weighs less than half a gram per square centimetre. Foamed PVC weighs half as much as solid PVC, making it easy to handle and a choice material for advertising and sign making. Especially, since Forex® PVC boards are also suitable for several printing methods. FOREX® stands for fine, white rigid foamboards made of PVC.The FOREX® product range offers a wide choice of light, high-quality sheet materials for indoor and outdoor use in a wide-ranging portfolio. Individuality is also welcome: Special colours, special packaging and even customer- specified production are all part of the FOREX® service. FOREX Classic is the 3AComposites product with the best mechanical properties and the finest surface quality. It is the synonym for white, rigid plastic sheet made up of PVC. The smooth, silky mat surface and closed, homogeneous cell structure makes FOREX Classic the perfect material for high quality, longer term exterior and interior applications. Forex foam boards should be cut using a carbide-tipped circular saw blade with teeth suitable for plastic work. The cutting speed should be up to 3000 m/minute depending on the density and tooth configuration of the saw blade; the feeder rate should be about 30 m/minute. FOREX®classic can be cut on machines without liquid cooling but with chip and dust extraction devices as commonly used in the wood and plastic processing industries. FOREX®classic offers a wide range of excellent properties like the high stability despite minimal weight, the excellent print substrate, the fire rated to DIN 41002 class B1 ...

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How to Paint PVC Board such as Foamex, Forex, Palight or ...

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. Video introduttivo al FOREX, cos'è, dove si trova e come lo si lavora. Se vi è piaciuto il video lasciate un like e inscrivetevi al canale per seguire i miei... Fenomenale foto op PVC Forex Onze fenomenale foto's of je eigen foto op Forex kan aan de muur hangen en geeft elke ruimte een fantastisch uitstraling. Foto op Forex (tot 3m x 2m in 1 stuk) worden ... In this video we put Foamex PVC Boards into the spotlight and take a look at what properties make them such an ideal signage material. Short for Polyvinyl Ch... This move will show you how to prepare and paint PVC board. PVC Board can be known under many trade marked names such as Foamex, Forex, Palight and there are...

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